Bank Clerk Job Profile and Promotion
Published on Oct 18, 2020
The Bank clerk is the most important staff of a bank at any branch be it small/medium or large. The clerical staffs played an important part in managing the day to day activity of the bank. The job-profile of a bank clerk is very hectic and there are thousands of aspirants who prepare for the bank clerk job. In this article, we will discuss the job profile of a bank clerk and their promotion policies
How to become a bank clerk in India?
A normal aspirant can resort to below three options to work as a bank clerk:
- Appear for a National level clerical examination such as IBPS or SBI
- Promotion from a sub staff cadre through departmental promotions
Job-Profile of a Bank Clerk
The key points which summarise the basic job profile of a bank clerk are as follows:
- Opening ac on behalf of customers,
- Handling cash from the customers on a daily basis
- They are entitled to the job of deposits and withdrawals by the customers
- Verify cheques, Demand draft and other promissory notes deposited by the customers
- Selling loans/third party products like insurance etc to the bank customers
- Keep an eye on the Cibil score of the customer for loan purposes,
Salary and Emoluments of an IBPS clerk
The salary and emoluments of an IBPS/Bank Clerk are as follows, apart from the basic salary promised the candidate is also entitled to get a lot of perks and allowances. I have attached the basic summary of how the salary receipt of a new bank clerk looks like if
|
Summary
|
Amount
|
|
Basic Pay
|
13,075
|
|
Dearness Allowance
|
7439
|
|
HRA
|
1005
|
|
Special Pay
|
1728
|
|
- Deductions
|
2000
|
|
Gross Salary
|
Rs 22,256
|
Promotion Policy of a Bank clerk
A bank clerk gets a lot of opportunities once he joins a bank which I will discuss in the space below:
JAIIB and CAIIB-The students after completing 6 months of probation get an opportunity to appear for the JAIIB and CAIIB examination. The students are given a time frame of 3 years to pass these examinations. On passing these examinations, the students get points for promotion exams while they also get increment in their salary.
On clearing JAIIB the students get one increment of value Rs 655 each in the basic pay. While passing the CAIIB exam the candidate gets 2 increments worth Rs 655. Once these exams are cleared a clerk can sit for the departmental exams for the promotion on Officer scale.
